Bills & Things is an innovative, new insurance plan that has been designed to help you pay your regular bills (such as mortgage, rent, council tax, loan repayments, utility bills etc), when you are unable to work as a result of being ill or injured.

Clients only have two decisions to make – how much cover they need (£1,000pm maximum) and whether they want a 1 year or 2 year claim period. They don’t even need to provide any evidence of the level of their income at application or claim.

To pay the bills most of us rely on one factor - our income. To be able to work and keep this income coming in, we all rely on our health. Unfortunately, this is something that we can’t always control and despite our best efforts, we all get ill or are injured from time to time.

Bills & Things is designed to protect against this risk by paying out for the period you are unable to work because of illness or injury, up to a maximum of either 1 year or 2 years. You can then use the money from your Bills & Things policy to pay your bills and monthly financial commitments.

Bills & Things isn’t designed to be a complete and long-term solution, but it helps to ensure that you can meet your essential financial commitments for a period of up to 1 year or 2 years, making sure that your finances don’t suffer too much while you get back on your feet. However, remember that Bills & Things lasts until you reach 68, so you can cover your bills for those 1 year or 2 year periods of illness or injury all through your working life.

To help you understand and fully benefit from Bills & Things, the policy is simple and transparent. As a result, there shouldn’t be any nasty surprises for you if you have to claim.

Not to mention the fact that, for ages 16-30, monthly premiums start from as little as £9.99 ...

It is important to note that Bills & Things does NOT provide cover if you become unemployed or you are made redundant.

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