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Increasing Term

Increasing Term Assurance

This type of cover protects you for a given term for an increasing level of benefit. The amount of life cover chosen at the outset rises annually by a predetermined factor, normally Retail Price Index (RPI). This is known as "indexation". The premium will also increase by the same factor. By selecting indexation you are protecting the purchasing power of your selected benefit. This is suitable for family protection.

  • works much like the basic term insurance, except that the level of cover increases - and usually the premiums too.
  • worth considering if you are insuring for a long term, because increasing prices eat away at the value of a fixed level of cover.
  • the plan has no cash-in value at any time.

Life Assurance Enquiry

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Company address:
Advanced Financial Advice, 44 Broadway, Maidenhead, Berkshire, SL6 1LU
T: 01628 594433
M: 07768 277413
F: 01628 636362

Email: enquiries@advancedfinancialadvice.co.uk

Advanced Financial Advice (AFA) is a trading style of Nigel Osgood, a partner of AFP Partnership who are authorised and regulated by the Financial Services Authority for the conduct of Home Finance, Pure Protection and General Insurance Business.

AFA acts as an introducer to other firms within the AFA alliance for other classes of regulated business and each firm within the alliance is authorised and regulated by the Financial Services Authority for the appropriate type of business. A fee may be payable for independent advice and for typical examples, please see ‘How we are paid’

Company phone: 01628 594433 | enquiries@advancedfinancialadvice.co.uk

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