Offshore Mortgages

Offshore Mortgages are available to UK expatriates or foreign nationals who wish to purchase or remortgage a UK property whether for their own occupation or for investment purposes.

Examples of clients’ profiles are:

• Client is looking to move abroad to live or work
• Client qualifies for NOR (Not Ordinarily Resident) status for UK tax purposes
• Client uses a non-UK passport as ID or has an overseas address
• Client receives a significant proportion of income in a foreign currency
• Client's income or bonus is paid offshore
• Client has overseas connections i.e. offshore companies, trusts, etc.
• UK Expatriate clients looking to rent out property whilst working/living abroad
• Client is an overseas investor wishing to purchase a property for their child to live in e.g. whilst he/she is educated in the UK

International Mortgages

International mortgages are available across a wide range of countries and currencies and this service is principally designed for customers planning to purchase or remortgage properties outside of their country of residence (we can, however, arrange mortgages for owner-occupation in Hong Kong and Singapore).

International mortgages are available for:

• holiday homes
• investment properties
• buy-to-let properties

For more information on both types of mortgage product, please refer to the Mortgage section on the main menu.

Mortgage & Equity Release

Your home may be repossessed if you do not keep up repayments on your mortgage. Changes in the exchange rate may increase the Sterling equivalent of your debt.